Using Your 401k to Buy a House in Arizona 2026: Loan vs Withdrawal

Published on: 09/16/2026

A 401k loan lets you borrow up to $50,000 for an Arizona down payment with no tax or penalty, while an early withdrawal usually costs 10% plus income tax. How Phoenix and Scottsdale buyers should decide. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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